There is no
universal health care. The United States government does not offer health
benefits to citizens or visitors. Every time you get medical care, someone has
to pay for it.
Healthcare is
expensive. According to a US government website, if you break a leg, you could
end up with a $ 7,500 bill. If you need to stay in the hospital for three days,
this will likely cost you around $ 30,000.
Most people in the
United States have health insurance. Health insurance protects you from owing a
lot of money to doctors or hospitals in the event that you become ill or
injured. To obtain health insurance, you must make regular payments (called
“premiums”) to the health insurance company. In return, the company agrees to
pay some or all of your medical bills.
What is health insurance?
There is no
universal health care in the United States, which is why most people in this
country buy health insurance.
Health insurance
protects you from paying a lot of money to doctors or hospitals if you become
ill or injured and need medical attention. Health insurance can also help pay
for exams, lab tests, vaccinations, and prescribed medications.
To obtain health
insurance, you must choose a health insurance plan, register, and then make
regular payments (called “premiums”) to the health insurance company. As long
as you are eligible and continue to pay your installments, you are
"included". This means that your health insurance company agrees to
pay a portion of your medical bills.
You will receive
most of your care from a Primary Care Provider (PCP). After purchasing health
insurance, you can choose a primary care provider that is part of your
insurance company's network. If you buy a MIT health insurance plan, you will
choose MIT Medical's PCP. Your new PCP may be a nurse or doctor. You will see
your PCP when you need a physical exam or lab test, when you are sick, or if
you need care for an ongoing condition such as diabetes or high blood pressure.
What is PCP?
PCP stands for
"Primary Care Provider". If you have a MIT health plan, you can
choose a primary care provider at MIT Medical. Your primary care provider will
be the doctor you see in most of your care. In some countries, PCPs are called
"specialists" because they can take care of most of your health care
needs.
Who are PCPs?
Your PCP can be a
doctor or nurse practitioner. Practicing nurses are registered nurses who have
obtained a master's degree. They have also passed the licensing exam that
allows them to work as a home care official. They can diagnose illness or
injury, order lab tests, make treatment plans, and write prescriptions. Many
practicing nurses at MIT Medical have additional certifications in areas of
medical specialization or have other special skills in areas such as nutrition
and women's health.
What does PCP do?
Your primary care
provider is your personal doctor. You'll make an appointment to see your
primary care provider if you need a physical exam or if you have a non-urgent
problem, such as a cough that doesn't improve or a minor injury. Your PCP can
also help you care for persistent conditions such as diabetes, high blood
pressure, or acid reflux.
Sometimes your PCP
may ask you to see another type of doctor for a more complex problem, for
example a cardiologist for a heart problem or a dermatologist for a serious
skin problem. Or, your PCP may want to run a diagnostic test at MIT Medical or
another clinic or hospital. Your primary care provider will then request a
referral to see another provider.
Usually you will
need an appointment to get medical attention. If you want to see your PCP, you
will need to contact your PCP's office to make an appointment. When calling,
you must explain why you need the appointment. If you are sick or injured, you
will get an appointment very soon. If you only need a routine physical
procedure, you may have to wait several weeks or even a month.
All about dating
If you have a MIT
health plan, you may choose a Primary Care Provider (PCP) at MIT Medical. When
you want to see your primary care provider, you will need to make an
appointment. The easiest way to schedule an appointment is to call your primary
care provider's office. When calling, explain why you need the appointment. If
you are sick or injured, you will get an appointment very soon. If you only
need a routine physical procedure, you may have to wait several weeks or even a
month.
Your first
appointment: If you are meeting with your primary care provider for the first
time, you will need to complete a medical history form. You can download the
template in English, Chinese, Japanese, Russian, Spanish or Korean. Print the
form, fill it out at home, and bring it to your first appointment.
Interpretation
services are available. Many international patients use our interpretation
service when calling or entering MIT Medical. When you call or come to the
office, I simply tell you, "I want to use the interpreter line" or
"I need an interpreter."
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